When purchasing automobile insurance, you should understand how much uninsured motorist insurance coverage (UM) and underinsured motorist insurance coverage (UIM) your policy will provide to you. These policies are important for drivers because they help protect your family in the event you are injured by another motorist.
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Minnesota’s New Hands-Free Law
On August 1, 2019, Minnesota’s new Hands-Free Law goes into effect on Minnesota roads. Minnesotans can no longer hold their phone to make or receive calls while operating a motor vehicle. Additionally, the law prohibits drivers from video calling, Snapchatting, video live streaming, reading texts, and typing on their phones. Drivers may use their cell phone to make calls, text, listen to music and access GPS navigation apps but only by using hands free technology such as voice commands and single-touch activation.